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Home > Blog > First Independent - Descamps Insurance Agency Blog: savings
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First Independent - Descamps Insurance Agency Blog: savings

View the latest blog posts from First Independent - Descamps Insurance Agency.

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Tuesday, January 17, 2017

Lawn mower Safety Tips: How to Reduce Home Insurance Claims from Careless Accidents

Lawnmower accidents happen more often than most people realize. The United States Consumer Product Safety Commission says 800 children get hit by mowers each year. Of those children, 600 of them require an amputation. Every year, 75 people die as a result of accidents involving lawn mowers and riding mowers. READ MORE >>

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Friday, November 18, 2016

3 Events That May Affect Your Life Insurance Policy

As important as it may be, many people forget to review their life insurance each year. However, the consequences of failing to review your policy are severe. Without an annual review, you could be underinsured or your former spouse could still be your beneficiary. READ MORE >>

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Friday, July 22, 2016

How to Protect Your Business with Insurance

As a business owner, you know launching a business is no small feat. You are responsible for hiring employees, carrying out meetings and ensuring that you have exposure to attract customers who need your services or products. All the while, you have to ensure that your business is protected using business insurance; otherwise, you may cripple your business financially. READ MORE >>

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Tuesday, June 28, 2016

How Term Life Insurance Correlates to Buying a House

One of the biggest investments you will likely make in your lifetime is your home. Before you purchased your home, you took deliberate measures to ensure that you could afford your home. You saved for years for a down payment; you protected your credit to ensure your interest rate was low; you purchased homeowner’s insurance to ensure the structure and contents were protected. READ MORE >>

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Tuesday, May 24, 2016

The Top 5 Most Common Auto Insurance Claims

Do you think you do not need auto insurance? Many people hate making that payment because it seems like so much money that is being spent on something you do not use. Yet it provides a wide range of financial protection to you. In many cases, the type and amount of auto insurance you purchase can make a big difference in protecting you from accidents that are unavoidable. READ MORE >>

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Wednesday, April 20, 2016

3 Ways to Teach Your Child Healthy Eating

The statistics on childhood obesity are worrisome. In some cases, statistics indicate that as many as 10 percent of children age four to five are overweight, twice the amount from 20 years prior. As children get older, that number increases as well. Now, one in five kids between the ages of six and 11 are overweight. READ MORE >>

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Friday, January 22, 2016

Estimating Life Insurance Needs

When selecting a life insurance policy, it's important to look at the facts. It's not easy to take the time to do so, but a few minutes invested now can help you ensure that your loved ones are well cared for if the worst occurs. One of the key decisions you will need to make is about the amount of coverage that’s ideal for your family. READ MORE >>

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Wednesday, November 25, 2015

4 Reasons for Short-Term Health Insurance

When you are sick, it’s imperative that you have the access to the medical care you need. Although there are many new and exciting changes going on in the insurance industry, you may not always have access to your own, permanent health insurance plan. READ MORE >>

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Friday, August 7, 2015

When to Buy Life Insurance

Financial planning is critical to being successful in life, yet it can be challenging for many people. Life insurance, a major component of financial planning, often confuses even the most experienced financial planners. READ MORE >>

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