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First Independent - Descamps Insurance Agency Blog: insurance

View the latest blog posts from First Independent - Descamps Insurance Agency.

Pets are usually very durable, resourceful animals. However, pets get sick too, and while they often need very little help with recovery, more-serious situations might require intervention. All the same, veterinary care can get expensive, fast. Just your pet’s regular checkup might cost between $50 and $400, on average. READ MORE >>

Did you make a comment about another business’s product or service? Perhaps your sales associated did. Now you are facing a claim of reputation damage. What is it? Why does it matter to you? Most business insurance helps protect you from claims made against the company. READ MORE >>

Pets are beloved members of any family’s household. You want to keep yours with you, happy and healthy, throughout their life. You might even carry pet insurance on the animal in case it needs emergency care. However, what happens if your pet can no longer live in your home, and you need to look for a new place for it to stay? READ MORE >>

Are you planning to start shopping for a new car? If so, it may be time to choose a car that really fits your lifestyle and gives you a few extras to enjoy. Do not forget to consider auto insurance. You may be able to afford the payment on your new car, but are you able to cover the insurance costs, too? READ MORE >>

You have holes in your drywall. There are areas where it seems something chewed its way into your home. Or, your home’s wiring is not working properly due to some type of animal. It’s frustrating when this happens. Will home insurance help cover the damage a pest like this can cause? READ MORE >>

There are many businesses that need workers' compensation insurance. These policies protect against financial loss due to employee injuries. In a retail setting, it is perhaps one of the most valuable purchases you can make. View this form of business insurance as a critical investment. READ MORE >>

As you get older, you may not see life insurance as a necessary investment. Yet, imagine what may happen after you die. Do your loved ones stand to inherit a lot of debt? Perhaps they will pay out of pocket for your end-of-life expenses. It is possible today that you will live for 30 or more years. READ MORE >>

A car is approaching, and suddenly a deer runs out in front of your vehicle. You try to stop, hit the deer, and feel the car smash into a railing. The deer gets up and walks away. Your car suffers significant damage. Will auto insurance cover the losses?  Whether you have car insurance coverage depends on the type of policy you have. READ MORE >>

Making your home fit your family is always so important. It is not always easy to do, though. Sometimes you need to expand it. When adding a home addition, recognize that you are not just adding space to your home. You are also adding value. As a result, it is critical that you update your home insurance policy to match the new value of your home. READ MORE >>

Commercial auto insurance almost always includes liability coverage. Insurance companies adjust coverage to match the risks your vehicles and business face. Having enough is critical. Liability insurance provides coverage when you or your driver damages another car, person, or property. READ MORE >>

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